what is a double wide

What Is a Double Wide? Understanding Your Mobile Home Options

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With real estate prices continuing to climb across the country, people are beginning to turn to alternative housing options. Manufactured homes are one of the primary options buyers consider.

People often confuse the terms “manufactured home” and “mobile home.” The main contrast between the two is the date they were built. A home built before June 15, 1976, is considered a mobile home. One built after this date is considered a manufactured home.

There are different types of manufactured home sizes available, and buyers often choose between a double-wide vs single. So, what is a double-wide? Let’s break down the key information you need to know.

What Is a Double-Wide Manufactured Home?

Also known as a multi-section home, a double-wide manufactured home is one with a floor plan that joins two separate sections together.

They typically range from less than 1,000 square feet to over 2,000 square feet in size. When relocating these units, they are split into two sections and then joined together at their destination. This makes them remarkably easy to transport, considering their size.

What Is a Single-Wide?

In contrast to a double-wide manufactured home, a single-wide home consists only of one section. Many are under 1,000 square feet in size. Due to its narrow floor plan, there aren’t many options for different layouts.

Double-Wide Home Benefits

Still on the fence about buying a manufactured home? There are certain benefits that could sway your decision. Let’s explore them below.

You’ll Have Plenty of Room

With the extra space that double-wide homes provide, you’ll have plenty of opportunity to make the most of this housing option. To clarify, many double-wide homes have enough room for offices, making them a great option for remote workers.

The extra room can prevent your living space from feeling claustrophobic, something that people often experience in a single-wide home. The last thing you want is to feel trapped in the place you live.

No Shortage of Flexibility

There’s no shortage of floor plan options for double-wide manufactured homes. This level of flexibility allows you to customize their layout to meet your needs. It’s also possible to relocate this property, so you don’t need to worry about selling it if you choose to move somewhere else.

There are many communities dedicated to manufactured homes across the country. These are often in prime locations with amazing views.

Structural Reliability

Since manufactured homes are built in factories, their construction is standardized. You won’t have to worry about quality issues with your home’s structural components.

If you choose to have a manufactured home built, you also won’t need to worry about weather-related delays. When building conventional homes, periods of inclement weather can extend the project’s timeline by weeks or even months. This can be highly inconvenient, especially if you plan on selling an existing property before you move into your new home.

Surprisingly Comfortable Living Space

People often assume that living in a manufactured home will be substantially different than living in a regular house. While not everything is identical, the experience isn’t as dissimilar as you might expect. Other than a lack of yard space, manufactured homes don’t have many limitations.

Couples and small families will have plenty of personal space in locations like these. There’s no need to worry about feeling uncomfortable. Just be sure to tour the property before you purchase it so you can envision your lifestyle.

Environmental Friendliness

Since the manufactured home building process is so efficient, fewer materials are wasted. This is in stark contrast to conventional homebuilding, which often results in large amounts of materials ending up in landfills. If you’re looking for a way to minimize your carbon footprint, manufactured homes are the perfect choice.

Affordability

This is an attribute you simply cannot overlook. Manufactured homes are substantially cheaper than conventional housing options. They create opportunities for those who simply can’t afford single-family homes in their area.

In many cases, you can save hundreds of thousands of dollars when buying a manufactured home. This makes them a great option for starter homes.

Their affordability can also help you build your real estate portfolio. For instance, you could likely purchase two or three manufactured homes for the same price as one single-family home. In this scenario, you can quickly establish multiple sources of passive income.

Finding the Right Home For You

Finding the right manufactured home is very similar to finding a conventional house. You’ll need to search through your local market for suitable options thoroughly.

Keep in mind that listing prices are determined by the seller themselves and are unregulated. So, don’t feel discouraged if you find an amazing property that’s well outside of your budget. The seller may have overpriced the home, meaning you might find something similar for far less money.

Working with a professional can help you streamline your search. They have tools and resources to help narrow down your choices and find the best options.

When searching for someone to work with, look into their past reputation. This will provide insight into what you can expect.

Make sure they have experience in transactions like these. If they typically sell large single-family homes, for example, you may not get the best results.

Never neglect to schedule inspections. The last thing you want is to purchase a home that’s in much worse condition than you initially believed.

You should also use websites dedicated to manufactured homes. This helps you cut through the clutter and view properties relevant to your needs. They allow you to filter your searches by various criteria, including price, location, square footage, etc.

Take Advantage of Manufactured Homes

Manufactured homes can prove to be amazing locations to live, and they offer buyers more flexibility than conventional houses. Just be sure to keep the answer to “what is a double-wide” in mind. As long as you do your due diligence, you’ll find your dream home soon enough.

Finding available homes doesn’t have to be difficult or tedious. We’re proud to offer a directory that streamlines this process.

We update our listings daily, so you never know what you’ll find! You can check out this article to get started with your manufactured home search.

mobile home park

How to Become Part of the Community in a Mobile Home Park

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Humans are social creatures, so community is something we value. Even if you’re an introvert and rarely like to hang out with people, it’s still vital to feel like you belong in your neighborhood. Otherwise, you’ll end up isolated and alone, which can have a huge impact on your mental health.

Getting to know your neighbors is already challenging in a traditional setting; it can be even more difficult when living in mobile homes. However, it’s not an impossible task.

Here are some ways you can become part of the community in your mobile home park.

Introduce Yourself

It’s vital that you take the initiative when living in a mobile home park. Introduce yourself to your new neighbors by knocking on their doors or approaching them when you see them outside.

Make sure to give them big smiles and be friendly. Try to strike up conversations about hobbies, as you never know if you’re meeting someone with similar interests. And if you’re a good baker, bringing some treats around will earn you literal brownie points too.

In any case, let them know you’re new to the mobile home park and express your interest in getting to know the community. They’ll be pleased that you want to fit in, and some neighbors may even take you under their wings and bring you around to introduce to others in the park.

Attend Community Events

Mobile home parks often have community events, such as potlucks, barbecues, game nights, or holiday celebrations. Keep an eye out for any upcoming events and attend them whenever possible, even if you have social anxiety.

These gatherings are excellent opportunities for you to meet your neighbors, have conversations, and build connections. The beauty is your home isn’t far away, so if you feel overwhelmed or exhausted, you can always politely excuse yourself and head back. On the other hand, if you really hit it off with some residents, you can invite them over afterward for a drink to continue your conversations.

Join Resident Committees or Clubs

Often, there are mini-communities within mobile home parks. People of like minds come together to partake in their hobbies and passions, which can nurture genuine friendships.

To get in on this action, ask if there are resident committees or clubs. For example, you might find a social committee, a gardening club, or other interest-based groups.

If you join these organizations, you’ll get instant connections with people who are similar to you.

Volunteer Your Time

Got some extra time? Then an excellent way to get involved in your community is to volunteer. Most likely, there are ample opportunities to make the local area better, whether that’s within the mobile park itself or the nearby communities.

All you have to do is ask! Chances are, there are things like park clean-up days or fundraisers you can participate in. See if you can assist in organizing these events, or you can offer your skills and expertise to support a cause.

Not only is volunteering a great way to contribute to the community, but it’s also a nice way to meet people and establish relationships.

Participate in Common Area Activities

Many mobile home parks have common areas like clubhouses, pools, or fitness centers. You can better yourself and enrich your life by enrolling in things like exercise classes, card games, book clubs, and other group activities.

Having an active social life will keep boredom away. And not to mention, you’ll meet fellow residents and bond over shared interests.

If common area activities are lacking in your park, be proactive and create some yourself. The residents will be impressed that you’ve taken matters into your own hands, and they’ll want to meet the person with such initiative.

Be a Good Neighbor

The fellow mobile park residents will be the people you’re around 24/7, so it’s essential that there’s as little friction as possible. Otherwise, it can be an unpleasant experience for everyone involved.

Make sure you show respect, consideration, and kindness to everyone. If someone needs assistance, be helpful if you can. Keep up with maintaining your property and mobile home, and follow the rules or guidelines set by the park.

If you build a positive reputation, this will make others more inclined to include you in the community.

Communicate and Stay Informed

As you might’ve already guessed, to become a part of the community, you need to be involved. After all, a lack of action signals that you’re disinterested.

It’s important that you stay updated on community news and announcements. You can achieve this by subscribing to newsletters, bulletin boards, or social media groups for your park.

In addition, you should actively participate in these communication channels, share information, ask questions, and offer your input. These actions serve several purposes.

For one, you can inspire positive changes in the mobile home park that benefit everyone. Also, the interactions can make you feel connected. Lastly, they ensure that you don’t miss out on any community activities.

Fit in at Your Mobile Home Park

If you want to fit in at your mobile home park, it’s crucial that you’re proactive and engaged. Showing the existing residents that you want to be a part of their community will make them more likely to welcome you in.

However, remember that building relationships will take time. Make sure you’re patient and open-minded, and don’t get disheartened if things don’t go your way. Over time, you’ll probably find the people who will be lifelong friends and settle into your own niche in the community.

Do you feel ready to live in a mobile home community? Then read more now about finding the perfect mobile home park for you.

mobile homes

7 Things to Consider When Looking for Mobile Homes for Sale

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Are you ready to live big for less?

If so, it’s time to add mobile homes to your real estate search. Modern models are spacious, well-appointed, and available at a competitive price point. 

As you think about finding a place of your own, you naturally want to make sure the property you choose meets all of your criteria. Today, we’re sharing seven of the most important things to consider as you browse mobile homes for sale in your area!

1. Buying vs. Renting Your Home

One of the first things to think about is whether you want to buy a new mobile home outright or rent it through a property management company. 

There are pros and cons to each option and the decision is ultimately a personal one. A few of the top reasons to buy versus rent include:

  • The ability to make the space your own
  • The ability to perform your own landscaping
  • The ability to build equity
  • A greater sense of ownership 
  • A lower mortgage than a stick-built house

If you only plan to stay in your local area for a short while, then renting might be a better option. Another benefit of renting is that a maintenance team will usually take care of any necessary repairs.

While homeownership is usually a smart move, it does mean that you’re responsible for maintaining the interior and exterior of your home, which can be a major task. 

2. Buying vs. Leasing Land

Next, consider if you want to buy or lease the lot that your mobile home sits on.

If you want to live in a community setting, such as a mobile home park, then you will usually rent the lot from the park management company. However, some parks will allow residents to buy their lot, especially if they plan to put down roots there full-time. 

If you buy your home but rent the land underneath it, this arrangement is known as a land lease. In many cases, a land lease is the most economical route to go, especially if you’re on a budget. In addition, lot repair, maintenance, and landscaping services may also be included if you rent. 

3. Basic Layout

As you begin to tour different mobile homes for rent or sale, take a look at the different layout options that are available. Most communities and parks will have one model home that you can tour to get a feel for the setup. 

Before you visit, take the time to decide what your non-negotiables will be. These are items and features that you absolutely require, such as:

  • Number of bedrooms and bathrooms
  • Space for a home office
  • Pet-friendly accommodations 
  • Open versus segmented floor plan
  • Handicap accessibility
  • Laundry hookup and laundry room

The list of must-haves will vary from one person to the next. At the very minimum, however, the mobile home you choose should be able to accommodate your needs. 

4. Extra Amenities

Once you have your crucial requirements covered, it’s time to have a little fun! Next, think about all of the extras and special features that you’d like your home to have, if possible. 

If the home in question doesn’t have these touches, it’s not usually a deal-breaker. These might include:

  • High-end fixtures
  • Spacious lot
  • Manicured landscaping
  • Access to recreational events
  • Access to shared community facilities (e.g., gym, tennis courts, pool)

Think about how flexible you are on these features. If you’re willing to give up a mobile home if it doesn’t include something, add it to your list of non-negotiables. 

5. Location

Any time you invest in real estate, you want to make sure the location is right. This applies to any type of property, including a mobile home. 

Do you need to be within a certain distance of your work? If you have children, have you thought about the local school system? How does it stack up, and how far would your commute be? 

You’ll often hear real estate agents and mobile home dealers repeat the phrase “location, location, location” when sharing a new listing. This is because you can change many of the aesthetic elements of a home, but you can’t relocate it on a whim.

Before you put down roots, make sure it’s in a place you truly want to be. 

6. HOA

HOA stands for homeowners association. In many communities, this group exists to help maintain order and appearance. An HOA creates rules and regulations that residents must follow. 

If you purchase a mobile home in a park that has an HOA, you may be required to pay a separate HOA fee in addition to your rent each month. While an HOA can be a beneficial service, that extra cost might be difficult to cover. 

Neighborhoods that don’t have HOA oversight may not be as orderly, but they could be more affordable. This is one requirement you’ll need to look into and assess before moving forward. 

7. Security and Privacy

While you look for a mobile home for sale, be sure to ask about the community’s safety and security protocols.

Is there a gate that only allows authorized residents to enter? What about an on-site security guard or high-tech surveillance system?

Along the same lines, remember to take a tour of the property so you can gauge how private each lot is. Some mobile homes feature partially wooded lots so you can enjoy your solitude, but others are wide open. 

Find the Best Mobile Homes for Sale

If you’re ready to move into a new property, we recommend starting with mobile homes. Not only are they usually more affordable than stick-built models, but they’re also convenient and amenity-rich, and give you an instant sense of community. 

Keep these seven considerations in mind as you begin your hunt. The right home is out there, just waiting for you to move in!

When you’re ready to start your search, start with us. You can find mobile homes for sale by state, along with lots of helpful tips and advice!

buy a manufactured home

How to Buy a Manufactured Home and Land Together

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It’s estimated that 20 million Americans reside in mobile homes. With countless options to choose from and affordable prices, manufactured homes are a growing trend across the country.

You may think that all you need to do is buy a manufactured home and a tract of land, but there are several crucial items to consider. For example, you’ll need to obtain a land survey and land permits and contact your county for zoning requirements. Failure to complete these items may delay your ability to purchase a manufactured home. 

This article walks you through the process of purchasing a mobile home and land so you’re prepared as you embark upon your next adventure with home ownership. 

Find Land

Before you purchase a manufactured home you’ll need to determine the general area you’re interested in moving to. This would be an excellent time to work with a real estate agent, as they know the best areas to look for land.

Consider the distance to work, school, other family members, activities, and more. Make a list of what you’re looking for in a location and address these items with your realtor. 

If you’ve found a tract of land to purchase then you’ll need to conduct a land survey. Land surveys outline your property and factor in municipal bylaws and zoning ordinances. This survey will let you know if you’re allowed to place a manufactured home on your lot and outlines local requirements. 

Always have a site inspection done before commencing any work on your land. If you have an old land survey, there may be outdated or incorrect information on it. To ensure the safe and efficient delivery and installation of your mobile home, it’s best to have a new survey completed. 

Find Your Manufactured Home

Once you complete a land survey and determine that you can place a manufactured home on it, you’ll need to find the best mobile home for your needs. You can browse available inventory with a manufacturer and choose a singlewide, doublewide, or tiny home. 

When purchasing in a mobile home park, consider the available amenities. This includes access to swimming pools, gyms, playgrounds, community centers, and recreational areas with indoor activities, such as a clubhouse for parties and a billiards room. 

You’ll also want to ask yourself several questions regarding a prospective mobile park. Are there age restrictions that pose an issue? What do you know about community rules and regulations? 

After you select the ideal location for your new house you’ll need to finance a manufactured home. You can consider a conventional home loan using Freddie Mac Home Possible, for example. You may also qualify for U.S. Department of Agriculture (USDA) loans, U.S. Department of Veterans Affairs (VA) loans, and Federal Housing Administration (FHA) loans. 

As with a traditional home, you’ll need to check your credit score, save for a downpayment, and find the best lender. You should aim for a credit score of at least 580 to be considered for home financing. Keep in mind that higher credit scores offer access to more lenders and have the benefit of a reduced interest rate. 

Determine Local Regulations

The first step is to look for local regulations within your state. It doesn’t matter if the land is private or part of a mobile home parkland —you must adhere to manufactured home regulations for land permits. 

You’ll typically need a license and proof of title for your manufactured home. Before you apply for a license in your state, you’ll need to provide the licensing agent with a copy of your manufactured home’s title.

You’ll also need a copy of the complete application that you submitted to the Department of Motor Vehicles. Once you’ve satisfied all of your county’s local licensing requirements, you’ll receive a certified copy of your license application. 

Next, your electric supplier needs to obtain a certified license application proving that the license fee has been paid. Once this is complete you can connect electricity to your manufactured home. 

You must secure a moving permit and a certificate concerning your taxes. Your electric supplier also needs a notice of your intent to purchase a manufactured home and connect electricity.

If at any point you move your manufactured home, you’ll need a moving permit. You won’t be able to move your manufactured home until your licensing agent receives a certificate from your county treasurer. This certificate must state that you have no unpaid taxes. 

Consider Zoning Regulations

Zoning encompasses topics such as the appearance and size of your mobile home. This is when you’d need information regarding zoning regulations before purchasing your mobile home and land. 

For example, the tract of land you purchase may only allow a home that’s a specific size. If you already purchased a larger home, you may need to sell your land or your home.

It’s in your best interest to speak with a zoning administrator before making any purchases. 

Buy a Manufactured Home Today

Before you buy a manufactured home, check that the land you intend on purchasing is zoned for mobile homes. Your land survey will outline the specific guidelines —including the size— of the manufactured home you’d like to purchase, so always review this before making any decisions. Ensure your credit and your down payment are sufficient for financing a manufactured home and complete a list of wants and needs before working with a realtor. 

Once you’ve completed everything mentioned in this helpful guide, you’ll be on your way to owning a mobile home! Manufactured & Mobile is dedicated to helping you find your next manufactured home. Learn more about how to purchase mobile homes for sale here. 

 

 

Community Life in Mobile Parks: What to Expect

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Did you know that when one person becomes happier, their next-door neighbor’s chances of growing happier also improve by 34%? Happiness might not be contagious, but it’s certainly easy to spread, especially when you live in a community!

If you’re interested in moving into a mobile home, it’s this aspect of neighborhood living that might intrigue you the most. You may wonder what it’s like once you enter the property, what kind of amenities they offer, and what your day-to-day life will be like.

While each one is unique in its own way, there are some similarities that most mobile parks share. Today, we’re sharing a real-life look at what it’s like to join one and what you can expect.

What Are Mobile Parks?

Before we dive into the specifics, let’s take a step back. What is a mobile home park in the first place?

Put simply, this is a community of rental lots. These lots can either be independently owned by residents themselves or they can be collectively owned and managed by a landlord.

In some parks, residents can purchase a pre-built home that’s already in place within the community. Then, they simply move in whenever they’re ready.

In other parks, you can purchase an empty lot first. Then, you’ll design and build your manufactured home with a builder, dealership, or another third party. When it’s complete, you’ll pay to have the home placed on the lot.

Some mobile home parks offer both pre-built homes and vacant lots for future buyers to consider.

Amenities to Expect

One of the best aspects of mobile homes is that their communities are usually amenity-rich! These are extra perks that make the community more enjoyable to live in, and encourage social interaction.

Some of the most common amenities you’ll find in a mobile home park include:

  • Swimming pools
  • Gyms and athletic centers
  • Playgrounds
  • Community centers
  • Recreational rooms

Of course, these features and benefits can vary from one property to the next. While one mobile home park may have only a playground for residents to enjoy, others will be equipped with a much more elaborate setup. Today, it’s not uncommon to find manufactured home communities that boast a range of high-end amenities from splash parks and disc golf courses to Wi-Fi cafes.

Resident Events

Similar to a retirement home, many mobile home parks will regularly host events and gatherings to offer residents an opportunity to get to know one another.

Sometimes, these events are seasonal. For instance, there may be a community dinner at Christmas or an egg hunt for the kids at Easter. Other times, they’re simply planned for no reason beyond simple socialization.

In most cases, participation is completely optional. If you’re interested in learning more about your neighbors, make plans to attend! However, if you’re an introvert who prefers to connect in smaller environments, you’re free to skip.

Freedom and Privacy

When you picture a manufactured home park, you might think that all of the properties are close to one another. However, this isn’t usually the case. Most communities offer spacious lots that offer residents plenty of privacy and freedom to call their own.

Not only are these units more affordable than some other housing options, but they also give you the opportunity to live in your own, single-family home without sharing any walls with your neighbors. At the same time, you’ll also get your own piece of land, which you can use any way you wish.

Age Restrictions

As you research different mobile home parks near you, be sure to check on age restrictions. While some communities are open to everyone, others might have limits in place.

For instance, some parks are designated for seniors only, and residents must be 55 years old or older to move in there. These neighborhoods are ideal for retirees who are looking to downsize, minimize their lawncare requirements, and enjoy the security of a close-knit community. You can enjoy all of the comforts of home without the upkeep and maintenance.

Others are geared toward families with young children and will feature elaborate playgrounds, childcare opportunities, and playdate meetups, among other family-friendly amenities. If age limits are in place, this information should be readily available so make sure to check it out before moving forward!

Community Rules and Regulations

Most mobile home parks are designed to give residents as much freedom and flexibility as possible. Yet, there have to be specific rules and guidelines in place to make sure everyone can live, work, and play together safely and enjoyably.

This is where community regulations come in. In most parks, residents are leasing the land that their home is situated on. As such, they have to read and agree to a set of rules for as long as they belong to the community.

Most of the time, these rules aren’t outrageous, nor are they meant to be punitive in nature. Rather, they’re simply in place to instill a sense of order in the neighborhood and make sure the lots stay in good shape. Common resident requirements include:

  • Maintaining the landscaping
  • Cutting the grass to an appropriate length
  • Parking in designated spots
  • Abiding by community pet policies

As long as you can adhere to these rules, you should be able to enjoy and use your lot as you see fit. There may also be regular community meetings to discuss new rules and monitor current ones.

Learn More About Living in Mobile Parks

There are many advantages to living in mobile parks. These communities can give you freedom, shelter, socialization, and access to a range of features and amenities. They can also be more affordable and easier to access than other types of housing.

If you’re curious about living in these types of environments, we’re here to make your next steps a little easier. We’re proud to share updates and information on mobile home living, as well as a detailed directory of trailer parks and manufacturers for you to consider!

Find a park near you and reach out today to learn more!

Everything You Need to Know About Mobile Home Lot Rent

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Have you ever imagined what it would be like to live in a manufactured or mobile home? This is becoming an increasingly popular choice among modern homeowners, and for good reason.

Mobile homes allow you to enjoy all of the amenities you love, at a price point you can afford. Plus, the latest models come equipped with some of the most high-tech comforts around, including energy-efficient upgrades.

Many prospective buyers are curious about how the mobile home lot rent process works. Today, we’re breaking it all down and sharing all the details you need to know.

How Does Mobile Home Lot Rent Work?

Lot rent is also known as a lot lease payment. Put simply, this is a rental or lease contract that you will enter into when you’re ready to live on a particular parcel (or “lot”) of land.

This will be the lot where your mobile home is located. At a pre-determined time each month, you will pay your rental fee to the property owner.

You might be wondering why this fee is charged separately. Shouldn’t it be included in the home loan that you take out to purchase your manufactured home? Not always.

In most cases, homeowners will work with their lender to take out a loan that pays for the physical structure of the mobile home itself. However, if you take up residence in a mobile home community, the land that your home sits on will usually be owned by a separate party.

Instead of buying that land outright, you will lease it from the property owner.

Who Do I Pay?

The person who will receive your monthly lot payment is known as the community manager or property manager. Instead of addressing your payment to a specific person, you’ll usually just send it to the front main office, and they can take care of the rest!

What’s Included in My Rental Payment?

When you pay the lot rent on a mobile home each month, you should know exactly what your payment is going toward. While the specific terms that you set up with your property owner might vary, there are a few elements that most rental fees are designed to cover.

Let’s take a look at some of the most common ones.

Amenities

Does your mobile home community come with any special perks or amenities for residents? Examples may include:

  • Garbage pickup services
  • Cable TV
  • Internet access

If so, your monthly rental fee may go to pay for those services.

Utilities

Most of the time, community owners will consolidate residents’ monthly utility payments into their lot rent fees. Take note of which bills you pay separately, and which ones you don’t. For instance, if you don’t see a water bill each month, those services are likely rolled into your lot rent.

If you’re not sure which utilities you’ll pay out of pocket and which ones are included in your rent, you can always ask the property manager!

Community Maintenance and Upkeep

Manufactured or mobile home communities are just like any other neighborhood. Residents want and deserve streets that are clean, landscaping that looks neat, and shared-use buildings (like the clubhouse or pool) that are spacious, well-kept, and tidy.

Property managers may use your lot rent to help pay for these services. For instance, they might go toward the cost of employing a groundskeeper, making minor repairs, or hiring a weekly cleaning service.

Major Maintenance and Upgrades

Often, repairs are minimal around a mobile home park. Yet, there are times when property owners will need to make changes that are more expansive and expensive.

Examples might include:

  • Repairing or replacing roads and sidewalks
  • Installing or repairing water or sanitation pipes
  • Expanding the property to accommodate more units
  • Installing or mending the front gate

How Much Will It Cost?

If you’re already paying a mortgage or rent on a mobile home, you naturally need to budget for the cost of your lot rental. Unfortunately, there isn’t a universal price that applies to every lot. There are a few different factors that will affect how much you can expect to pay, so let’s take a look at each one.

Your Geographic Location

Often, the amount you’ll pay will depend in large part on where you live. In certain geographical areas, property owners can command higher prices for rent than others. This is especially the case in big cities like New York City, Los Angeles, and Boston.

In major metropolitan areas, housing options can be scarce. As a result, prices tend to trend upward. If you live in one of these locations, you can expect to pay more for your mobile home lot than someone who lives in a more rural spot.

The Type of Mobile Community You Live In

Your lot rent may also fluctuate depending on the exact type of mobile home community you live in. If yours is filled with feature-rich amenities such as a clubhouse, swimming pool, exercise facilities, and walking trails, then your monthly amount will likely be higher.

It’s smart to go ahead and crunch the numbers to make sure you can afford the purchase you’re considering. When you need to conserve costs, take a look at the amenities that a potential community offers. If you can do without some of the most high-end perks, you might be able to save money by living elsewhere!

Learn More About Mobile and Manufactured Homes

Whether you’re planning to move soon or you’re just eyeing the market, it’s a good idea to understand what a mobile home investment can entail.

Now that you know a little more about how mobile home lot rent works, are you ready to take a few steps forward? As you learn more about this exciting real estate sector, we’re here to help!

Check back often for more advice, insights, and guides related to mobile and manufactured homes. We can even help you find mobile home parks near you, so let’s get started!

What Factors Go Into Determining Your Mobile Home Value?

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If you’re among the 20 million Americans living in a mobile home, you likely have wondered about the value of your property. While even the nicest manufactured housing isn’t going to have a comparable cost to a regular home, these buildings can still have a fairly high worth.

Here, we’re going to talk about some factors that contribute to mobile home value. Read on to learn how you can calculate how much your manufactured home is worth so you can sell it for the best possible price.

Mobile Home Value vs Size

There are two basic types of mobile homes: single-wide and double-wide. Single-wide options are smaller and more compact. Double-wide homes are twice their size, making them roomier and more accessible.

As you might imagine, double-wide manufactured homes are worth more than their single-wide counterparts. This is true even if the homes are in the same condition.

On average, a single-wide mobile home cost about $76,900 per the most recent estimates in 2021. At this point, a double-wide home was worth about $170,600. Singles consistently cost about $70,000-$100,000 less than doubles, so this is far from a timeframe-based anomaly.

Condition and Mobile Home Valuation

The above figures are averages based on what new manufactured housing is worth. In some real-life scenarios, a single-wide mobile home can be worth more than a double. This is because of the condition that the building is in.

If your mobile home hasn’t been renovated or repaired in years, it likely has a lower value than other manufactured buildings. This is especially true if it’s in poor condition. A leaking roof, bad plumbing, peeling shingles, hail damage, or paint chipping can drastically decrease property value.

This makes sense when you consider that damage is more than unsightly. It can create serious problems with rust, mold, and bad insulation.

If your home looks presentable, it will retain its value assuming that it’s hazard-free. If it’s ugly or poorly kept up, you’re going to face an extremely low value calculation.

Features and Add-Ons

Many mobile homes include simple features like:

  • Electricity
  • Plumbing
  • HVAC
  • Built-in kitchen appliances
  • Windows
  • High-quality siding
  • Interior and exterior doors
  • Renovated rooms
  • Hardwood flooring (rather than tile or laminate)

If your manufactured building has these features, it’s more desirable than one that doesn’t. This means that it’s going to be worth more in the housing market. The more features, the better.

The Rest of the Property

Some mobile homes sit in a trailer park or lot. Others are just like regular houses with yards and driveways. If you live on a larger plot of land without other manufactured homes surrounding you, your property value is going to be much higher.

This is because people are more likely to purchase a free-standing mobile home with a yard to spend time in. Driveways and garages make great places to park vehicles safely. These features can drastically increase the desirability of your property.

However, it’s important to note that mobile homes are easy to take to new locations. Someone might buy the house and move it to a nicer area. Other aspects of your property might be a plus, but they’re far from the most important consideration when determining mobile home value.

Location

The location of your manufactured building is also going to contribute to its value. This is true on multiple levels.

If your home is in a crowded trailer park, it isn’t going to sell for a lot of money. The person buying it will be purchasing a living space in a cramped and loud location. On the other hand, a free-standing mobile home on a strip of grass is going to go for more money.

Mobile houses in safer neighborhoods are also going to be worth more than those in unsafe locations. This is true of regular homes as well. Loud, busy, and crime-ridden locations have significantly less buyer appeal than those in quiet, stable, and safe areas.

The state you live in may also impact your home value. A mobile house in LA or New York is going to cost way more than one in Kentucky or rural Texas. This is because the cost of living is generally higher in those cities, as is the quality of life.

Buyers get what they pay for when it comes to mobile homes. A community is part of that, and better communities mean higher property value.

Finding Your Manufactured Home’s Value

It can be challenging for individuals to determine their own property’s value without help. Luckily, you can assess value based on clear standards based on NADA Book Value.

All you need to do is enter your mobile home’s details, features, and property information into the website. Pay a small use fee and get an accurate price estimate for your home.

You’ll be asked several questions about its dimension, condition, location, make, and model. This form, the Basic Used Home Value Report, will take several factors into account when determining your home’s worth.

Once you have an estimated figure, you can figure out what concrete measures you can take to boost your home value before selling it.

Get Assistance With Mobile Home Value Calculation

Now that you know some factors that determine mobile home value, it’s time to learn more. At Manufactured and Mobile, our experts are committed to helping you choose a home that fits your needs and retains its high value.

We’re excited to talk with you about the valuation of mobile homes. Contact us with any remaining questions you have to learn more.

quadruple wide mobile homes

7 Things You Need to Know About Quadruple Wide Mobile Homes

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You’ve likely heard of double-wide mobile homes. Often referred to as multi-section homes, these structures have two separate sections that join together to create one unit. 

This layout offers more space than a single-wide mobile home, which is what makes them more popular with homebuyers. However, did you know that they make structures two times as large?

They’re called quadruple wide mobile homes, and they might be the ideal setup for you. Today, we’re sharing seven important things you need to know about these homes before you begin to research them.

1. It’s the Largest Model

If you’re eyeing a few different kinds of mobile homes, it’s important to think about the amount of space you might need. Whether you have a big, growing family or you live alone and simply want more space, a quadruple mobile home can work for you. 

When it comes to mobile home sizes, this is the largest and most spacious one you can get. It offers an economical price point and the convenience of a manufactured home without sacrificing valuable square footage.

2. It Has Four Sections

As its name implies, a quadruple mobile home is comprised of two to four complete, separate sections. The manufactured home dealers you choose will deliver these sections to your home site via a secure transfer company. 

Once all of the pieces are ready, the dealer will hire expert, trained installers to join them all together at a seam. This seam is called the marriage line. The installers will reinforce the seam with a special type of gasket to ensure a secure fit. 

The gasket keeps unwanted moisture and debris from seeping into the different home sections. 

3. There Are Upscale Amenities

Love the idea of living in a manufactured home, but not quite ready to give up your daily luxuries? When you choose the right model, you won’t have to!

These are normally some of the most spacious and upscale mobile home floor plans around. You have more space here, as well as a greater number of bedrooms and bathrooms. In addition, it’s not uncommon to find some of the common perks and features:

  • Elegant, upscale windows
  • Open floor plans for an airy living environment
  • Primary bathroom with full shower and bathtub
  • Modern kitchens (e.g. large islands, granite countertops, high-end appliances)

These structures usually have four separate bedrooms, in addition to two bathrooms. Depending on the specific layout you choose, this number could be higher. 

4. Some Are Custom

Not every mobile home manufacturer will offer quadruple-wide home plans. That’s why many of these designs must be custom-built. While the process is similar to building a house on-site, it’s usually much faster and less expensive. 

If you decide to go this route, your custom home will be built in a special factory, under controlled conditions for quality assurance. It will be assembled and joined by trained professionals who know how to work with these specific types of materials and have experience in this industry. 

When you’re researching different mobile home floor plans, reach out to local manufacturers to see if they offer quadruple-wide models. If they don’t have any model homes for you to tour, you may be able to request a custom build. 

5. It Must Conform to the HUD Code

It’s easy to get mobile homes and modular homes confused. This is especially the case with a unit as big as a quadruple wide! However, there are important distinctions to make between the two.

First, modular homes are constructed in compliance with building codes, both local and statewide. On the other hand, the U.S. Department of Housing and Urban Development (HUD) mandates how mobile homes should look and operate. This agency has laws in place to ensure that all HUD-designated structures meet strict standards around:

  • Decency
  • Safety
  • Sanitation

Federally enforced, HUD law is in place to keep your home safe and secure. 

6. You Can Get Creative With the Layout

While most mobile homes are built as a single story, a quadruple-wide gives you the option of adding a second story. In this case, the extra two boxes would comprise the top level. 

If you want to build a two-story home, this is a great, economical way to do so. You can even arrange the four sections into almost any type of configuration you’d like. You have more flexibility with this design, and the final product does not have to be symmetrical.

Most homeowners want a residence that’s special, unique, and reflects their personality. This is a smart way to make a big impression and save money at the same time.

7. It Can Offer Energy Savings

In many ways, a quadruple-wide mobile home looks and feels similar to a stick-built home. It’s filled with upscale amenities and features spacious rooms and open floor plans.

However, one major advantage to choosing a mobile home is that you can usually gain significant energy savings by doing so. Most of the materials used to construct these homes are designed to resist getting too hot or too cold, unlike traditional building supplies. 

This helps keep the temperature of your house at a more constant level. In turn, your HVAC system doesn’t have to work as hard. You can also choose energy-efficient features for your home, such as long-lasting seals on your windows and doors. 

Learn More About Quadruple Wide Mobile Homes

Now that you know more about quadruple wide mobile homes, are you considering this type of structure for your next house? If you want the space, amenities, and customization that a traditional home offers, you can’t go wrong with this model. 

The process is time-honored and the building materials are sturdy. You’ll have a spacious, comfortable home for far less than you’d spend on a conventional build.

Looking for more information on mobile or manufactured homes? We have the guides you need! Use our site to learn more about these structures and find a mobile home dealer near you!

mobile homes

Mobile Homes: How to Choose the Right One for You

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Are you ready to put down roots in a new mobile home?

These types of structures offer affordability and convenience, allowing you to live comfortably and securely in a home that you design. 

Today, manufactured and mobile homes can be fully customized to meet all of your needs and wants. That means the hard part is narrowing down exactly which one is right for you!

Not sure where to start? Today, we’re sharing a few considerations to keep in mind as you plan this exciting next chapter. 

1. Understand the Options for Mobile Homes

If you’re looking to buy or build a mobile home, it’s important to understand all of the available options. There are four different types of structures that fit into this category, including:

  • Mobile homes
  • Manufactured homes
  • Modular homes

Let’s break these down a little. 

Mobile Homes and Manufactured Homes

Decades ago, mobile homes were more closely associated with trailer homes. These were homes on wheels, that reached peak popularity in the mid-1970s. 

The difference came in 1974, when Congress passed the National Mobile Home Construction and Safety Act. Two years later, the HUD Manufactured Home Construction and Safety Standards were established. Called the HUD Code, this legislation created federal standards for manufactured homes, including ones that dictated:

  • Construction and design
  • Thermal protection 
  • Plumbing and electrical systems
  • Body and frame requirements
  • Energy efficiency
  • Fire safety

Now, the terms “mobile home” and “manufactured home” are interchangeable. Any mobile home built after 1976, when these new regulations were set, is referred to as a manufactured home.

Mobile/manufactured homes are HUD-approved and are constructed off-site. They’re called “mobile” homes only because they are transported to the site that you choose upon completion.

Modular Homes

Like mobile homes, modular homes are also built off-site and transported to your location. The main difference is that modular homes are transported in sections, rather than all at once. Then, builders join those sections together at your property.

All three of these options can be ideal for your living situation. Now that you know a little more about each one, it’s time to think about where you’ll set yours up.

2. Make a Land Decision

When you know that you want to buy a mobile home, one of the first things you’ll need to do is secure your lot. You have two options:

  • Purchase a plot of land and put your home on it
  • Lease a lot in a larger mobile or manufactured home park

While there are certain perks to owning a private lot, don’t discount the advantage of living within a park. This option can lower your monthly mortgage cost and doesn’t require you to purchase land up-front. However, make sure you understand how the park works. 

Key questions to ask include:

  • Is there a homeowner’s association (HOA)? 
  • If so, what is the annual HOA fee?
  • Is the park gated and secure?
  • Are there common areas and amenities available to residents?
  • Does the lot offer enough space and privacy to meet my needs?
  • Do I have the opportunity to purchase the land in time?

Keep in mind that if you plan to lease your lot, you will need to do so for at least three years if you want to qualify for a federally-guaranteed mortgage. You can go here to learn more about how to secure HUD financing for your new home. 

3. Set Your Budget

Modern mobile homes run the gamut in terms of size and cost. There are economical models that offer simple features, high-end luxury models that showcase premium materials, and everything in between. 

Before you start looking for mobile homes for sale, take the time to set your budget.

Do you plan to finance all or a portion of your purchase? If so, look into the various mortgage programs that offer terms for mobile or manufactured homes. In addition to HUD financing, you can also get a mortgage for your new home under a variety of other loan programs, including”

  • The U.S. Department of Veterans Affairs (VA)
  • The U.S. Federal Housing Administration (FHA)
  • The U.S. Department of Agriculture (USDA) Rural Development

You can also look into niche loans if you meet certain qualifications, such as a low credit score or income. Only choose a home that you can afford, and make sure to retain enough savings that you could cover your monthly payments even if your primary income stream stopped for a while. 

4. Customize Your Layout

New mobile homes are fully customizable, allowing buyers to choose the exact amenities and features they want. If you’re planning to build yours, it helps to work directly with the manufacturer as you do so. 

This way, you can select the precise floor plan that you want. You can also choose the style, features, and materials you prefer. While customization options can increase the total price of your home, it’s important to make sure you’re happy with the end result.

Talk to the manufacturer to discuss your budget before you begin, so you’ll know which options you can comfortably afford. Simply ordering a new home without tailoring it to your needs could leave you wanting more once you move in. 

If you want to browse pre-owned mobile homes for sale, make your checklist before you start your search. Create a list of your “must-have” features as well as those that you’d like, but could live without. This will help you narrow down the options and find your dream home faster.

As you brainstorm, keep the following elements in mind:

  • The number of bedrooms you need
  • The number of bathrooms you need
  • The gathering spaces you need (living room, playroom, office)
  • The kitchen size and amenities you need

An experienced and qualified mobile home dealer can look at your list and help you find an available home that meets or exceeds your expectations. 

Enjoy Your New Home

Today’s mobile homes are sleek, spacious, and ultra-comfortable. This makes it easier than ever to find one that meets your needs, including your budget. 

Now that you know a little more about how to choose the best one, it’s time to start your search! You can look for available properties by state with our easy online search tool.

As you explore the world of mobile and manufactured homes, we encourage you to check our site often. We regularly post articles, tips, and advice to help you navigate this industry and make the most of your new home. 

mobile home insurance

Do You Need Mobile Home Insurance?

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Home insurance is something that most people don’t think about — until disaster strikes and they need the protection. 

If you live in a manufactured or mobile home, you might wonder if you need to ensure your property against such risks. How does that process work and is it really necessary?

The truth is that mobile home insurance isn’t much different than insurance you’d get for a site-built, single-family home. It also offers many of the same benefits!

Today, we’re diving into how this policy works and why it’s important to have it in place. 

What’s Covered in Mobile Home Insurance?

In many ways, a mobile home insurance policy is similar to a standard homeowners policy. You can expect coverage to protect:

  • Your home
  • Your personal property
  • Any associated liability claims

There are two basic types of coverage included in your policy. These cover any type of physical damage that might occur to the structure (e.g. a tree limb falling on the roof) as well as any instances of personal liability (e.g. someone slipping and falling on your front steps). 

Let’s break each type of coverage down a little more. 

Property Damage

Property damage is a critical component of mobile home insurance coverage.

What would you do if your mobile home or the items within it fell victim to an adverse event such as:

  • Fire
  • Hail
  • Vandalism
  • Theft

The cost to repair the damage could be significant. Without an insurance policy in place, you would be required to pay for the repair costs out of pocket. 

In addition to your home itself, this damage could also occur to other structures on your property, including your patio or garage. An insurance policy would not only cover everything on your lot, but it would likely cover your personal belongings, too. 

When you’re reviewing possible policies, keep in mind that some offer more extensive coverage than others. While their premiums may cost more, you can rest assured that you’re covered, no matter what type of loss occurs. 

On the other hand, a “named perils” policy will usually come with a lower premium, but it will be more restrictive on the type of losses it covers. If you have any questions about exclusions, check with your agent before signing on the dotted line!

Personal Liability

When you receive a mobile home insurance quote, make sure it also includes a type of personal liability coverage. 

This policy can help protect you if you or someone else who lives in the mobile home experiences one of two situations:

  • You’re found liable for damaging someone else’s property
  • A guest is injured at your mobile home 

In most cases, these policies are designed to protect the interest and well-being of others and will not apply to you or other members of your household. For instance, if you slip and fall on your patio and hurt your ankle, you can’t use your personal liability coverage to cover the cost of your medical bills.

However, if someone visits your home and slips on the patio, the coverage would prevent you from shouldering the full cost of their medical expenses.

It also kicks in if someone in your home causes accidental damage to a neighbor’s property. It can be expensive to cover the replacement cost if your child throws an errant ball at their screen door, but with the right policy in place, you won’t be the one footing the bill. 

What About Water Damage?

If you live in a mobile home, you may worry about the possibility of water damage. 

The good news is that your insurance policy may cover minor water leaks in some situations. However, most coverage does not extend to floods. If this is a major concern, you may be able to purchase a standalone flood policy through a separate institution, such as the National Flood Insurance Program. 

In the event of a leak, the insurance company will thoroughly investigate the cause of the issue before issuing any type of payout.

If the leak happened completely on accident and was outside of your control, then your policy may cover the cost of any necessary repairs. For example, your pipes might freeze in the winter, and suddenly burst without any type of warning. 

However, it won’t be as easy to secure coverage if you knew about the possibility of damage and failed to take the proper actions to safeguard your property. If the insurance company finds that you didn’t properly maintain your pipes and keep them in good condition, they’ll be less sympathetic to your claims. 

This often occurs in mobile homes that are used as vacation properties or short-term residencies. Pipes can burst if the home is vacant and no one properly maintains the heat. Or, they can flood a home when a small leak goes unrepaired for too long. 

If you own a mobile home, it’s important to stay on top of all scheduled and emergency repairs. This is the mark of diligent home ownership and it could help your insurance policy work in your favor down the road. 

Why Do You Need a Mobile Home Insurance Policy?

As mentioned, it’s a good idea to invest in mobile home insurance to protect you and your loved ones from the cost of property damage or personal liability.

However, there are a few other reasons why this is a smart idea, including:

  • A mortgage company or mobile home park may require proof of insurance before agreeing to work with you.
  • It helps cover the cost of your personal belongings (e.g. electronics, jewelry) if they’re damaged or stolen.
  • It can help you cover the cost of your living expenses if you’re forced to temporarily relocate due to a covered loss

The cost of mobile home insurance can vary based on the geographic area, age of the home, and coverage limits. Make sure your policy includes the protections you need and compare quotes before making a final selection. 

Enjoy the Benefits of Mobile Home Living

Mobile homes are cost-effective, customizable, and built to high standards. The building process is also incredibly convenient and environmentally friendly.

Once you’re securely in your home, it’s time to think about protecting it. 

Mobile home insurance can offer you the peace of mind you need, allowing you to feel comfortable and confident in your new space. Ask local agents to prepare a quote, and look for one that meets your needs at a cost you can afford. 

Have questions about insurance coverage, policy limits, or what to look for when comparing options? Join our community and ask today!